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Information held about you

In order to advise you properly, we must obtain certain information from you
about your financial and personal circumstances, to assess your suitability for
particular products and services.

By providing us with your personal data:
1. You agree that the information we hold about you can be held on computer
and/or paper files.

2. You agree that any information which you give us, including sensitive personal data such as health and medical records, may be disclosed to third parties (e.g. credit reference agencies and medical practitioners, where relevant) for the purpose of processing your application and for the ongoing administration of your investment or policy but for no other purpose. Your information may also be accessed for the purpose of web site maintenance and administration by Blacktower Financial Management Limited and Blacktower Financial Management (International) Ltd.

3. You agree that we may use the information that we hold about you to contact you from time to time by post, fax, e-mail or telephone to bring to your attention additional products or services, which may be of benefit to you.

4. We agree that any consent given by you under paragraph 3 above may be
withdrawn by you at any time by contacting us in writing at Blacktower Financial Management Ltd Rowhurst Wood, Oxshott Road, Oxshott, Surrey KT22 0EN:
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